Home Repair Program

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• You must own the home in need of repairs: residences located in Montgomery, Giles, Floyd, Pulaski Counties, and the City of Radford are eligible for assistance.
   

• You must own and live in the home as your primary residence. Your name must be listed on the property's title/deed.
   

• Homeowner(s) must either be a U.S Citizen or a legal permanent resident of the U.S.
   

• Applicants who own multiple real estate properties are not eligible.
   

• You (or a member of your household) must have a need that makes the requested repairs necessary. Supporting documents must be provided.
   

• Combined household income must be at or below 80% of the Area Median Income (AMI) based on household size. Please see the chart below.
  
  80% AMI Income Limits (FY2026)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   

• Eligible properties include single-family residences (SFRs) and manufactured/mobile
  homes that are less than 25 years old.
  Ineligible Properties include:

  • Manufactured/mobile homes more than 25 years old are not eligible for assistance. Older
    manufactured homes often have more extensive structural, electrical, plumbing, and other
    age-related issues that exceed the scope and funding limits of the program.

  • Multi-family dwellings, including apartment buildings, duplexes, triplexes, and similar
    properties, are not eligible.

  •  Homes used as rental properties are not eligible and/or applicants who own multiple real
    estate properties are not eligible.

  • Boats and recreational vehicles (RVs) are not eligible.
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• Homeowner must be current with the following:

  • Mortgage loan payment (if homeowner is still making payments)

  • Homeowner's insurance coverage

  • Property taxes

  • HOA dues (if applicable)

 

ABILITY TO PAY

• Homeowners may be responsible to pay all or a portion of the material cost for the repair. The amount of payment is based on the homeowner's monthly income.

• Proof of income documents may be requested.

 

WILLINGNESS TO PARTNER WITH HABITAT

• The homeowner must provide accurate and required information by given deadlines.
   

• Homeowner must be agreed to partner with Habitat For Humanity of the New River Valley for the requirements below:

  • ​At least one person from the household needs to be on-site by appointment while repairs are in progress.​

  • For safety reasons, children under the age of 16 are not allowed on the construction site while construction is in progress.​

  • If able-bodied, homeowners must complete sweat equity hours during repair work.

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Call (540) 381-1144 ext. 204 with any questions you may have.