Home Repair

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• You must own the home in need of repairs: residences located in Montgomery, Giles, Floyd, Pulaski Counties, and the City of Radford are eligible for assistance.
   

• You must occupy the home as your primary residence, and you must be the property title holder.
   

• Homeowner(s) must either be a U.S Citizen or a legal permanent resident of the U.S.
   

• Applicants who own multiple real estate properties are not eligible.
   

• You (or a member of your household) must have a need that makes the requested repairs necessary. Supporting documents must be provided.
   

• Combined household income must be less than 80% of the Area Median Income. Click here to look up your county's median income range using the VHDA tool​ OR​ Download the HUD report and find your county on the list
   

• Eligible properties are Single Family Residences (SFR) and manufactured homes.

  • Multi-Family dwellings (apartment buildings, duplexes, tri-plexes, etc.), homes used as rental units, boats and recreational vehicles (RV's) are not eligible.

• Homeowner must be current with the following:

  • Mortgage loan payment (if homeowner is still making payments)

  • Homeowner's insurance coverage

  • Property taxes

  • HOA dues (if applicable)

 

ABILITY TO PAY

• Homeowners will be responsible to pay all or a portion of the material cost for the repair. The amount of payment is based on the homeowner's monthly income.

 

WILLINGNESS TO PARTNER WITH HABITAT

 

• The homeowner must provide the required information by given deadlines.
   

• Homeowner must be agreed to partner with Habitat For Humanity of the New River Valley to complete sweat equity requirement as listed below:
   

- At least one person from the household needs to be on-site by appointment to work on the project along with the volunteers. The homeowner, or an appointed family member or friend, will contribute to sweat equity hours. Suppose there is any physical challenge to helping repairs. In that case, homeowner will work with Habitat to determine an alternate way to perform sweat equity.
 

- For safety reasons, children under the age of 16 are not allowed on the construction site while construction is in progress. Children between the ages of 16 and 18 must be accompanied by a parent or a guardian.
 

- Homeowners are strongly encouraged to attend education classes provided by Habitat for Humanity when available.